Virna  Rodríguez

Virna Rodríguez

Sales Representative

RE/MAX Real Estate Centre Inc., Brokerage*

Mobile:
416-560-0710
Office:
905-272-5000
Email Me
Virna  Rodríguez

Virna Rodríguez

Sales Representative

RE/MAX Real Estate Centre Inc., Brokerage*

Mobile:
416-560-0710
Office:
905-272-5000
Email Me

Mortgage/Home Loans

Mortgages Made Simple

We’re not just Realtors — we’re also licensed Mortgage Agents.

That means we can help you buy, refinance, or renew your mortgage with the right loan, the best rate, and no guesswork.

Why Work With Us?

With 20+ years in real estate and mortgage financing, we understand both sides of the deal. That means less confusion, fewer delays, and more successful approvals.

  • First-time buyers — we make it clear and stress-free
  • Renewals — avoid costly mistakes or surprise terms
  • Refinancing & equity take-outs — get the best value from your home
  • Self-employed? No problem — we specialize in non-traditional income solutions
  • Damaged credit? We create a personalized plan to help you qualify and purchase in the future
  • B & Private Mortgages — for unique situations like lower credit scores, unverifiable income, or recent financial hurdles

Available in English or Spanish, based in Mississauga, and serving all of Southern Ontario.

Let's Talk

Call Virna at (416) 560-0710 or Contact Us Here



Want to Learn More?

We won’t overwhelm you — but here are a few key insights if you're curious:

Pre-Approvals

Lock in a rate and know what you can afford before shopping. It also strengthens your offer when buying.

Types of Mortgages

  • Fixed – Stable payments and rates
  • Variable/Adjustable – Rates can move with the market
  • Open vs Closed – Flexibility vs lower rates

Down Payment

As little as 5% down may be possible with insured mortgages. We’ll explain what works best for you.

Creative Down Payment Strategies

Ask us how some buyers use RRSP loans under the Home Buyers’ Plan (HBP) to fund their entire down payment. If funds are in the RRSP for 90+ days before withdrawal, they can be used tax-free — even if originally borrowed. Just note: lenders must include both the RRSP loan payment and the HBP repayment in your debt servicing ratios.

Credit & Beacon Scores

A good credit score helps you qualify for better rates. While scores over 780 are excellent, lenders generally consider 650+ strong. Scores can go as high as 900.

Self-Employed?

We work with lenders who understand business income — even when it’s not straightforward or provable by traditional means.

Tools and Calculators

Use these if you like numbers — or just call us and we’ll explain everything:



Ready to Make a Move?

Whether you're buying your first home, refinancing, or just need clarity on your mortgage options — we're here to help.
Get expert advice without the pressure.

Contact Us Now

Have Questions?